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Group Health Insurance

Logical Insurance Solutions USA, Inc. is dedicated to providing quality, affordable insurance for businesses of all sizes including multiple location as well as national accounts. Whether it is Health Insurance, Life Insurance, Denta Insurance, Vision, Short Term Disability, Long Term Disability, Long Term Care, Catastrophic Insurance Plans, Supplemental Insurance Plans and Worker's Compensation, all or as few as one, we can help you. With the increase in medical costs the insurance industry is constantly changing and we are here to help educate you so that you may make the best informed decision for your company and associates.  Then we will shop to see which company will best suit your needs within your budget. We are in business to help you and your business with all of your Health Insurance & Life Insurance needs.

 

Health Insurance

Logical Insurance Solutions USA, Inc. is here to help you make the best informed decision on your companies health insurance needs at the most affordable price possible. Health care is so important and there are so many critical questions that must be addressed to have the best insurance possible for your business and all of its associates. Questions like what physicians and hospitals can we go to, is there a network and what does that mean to us, prescription drug plans, how will a high deductible health plan effect our rates and benefits, terms like HSA’s and HRA’s what is the difference and other advantages.  We are here to answer those questions and many more to make you an educated consumer with the least amount of work and effort on your part as possible.

 

HMO, PPO, HSA

Logical Insurance Solutions USA, Inc. is here to help you choose which health insurance plan is right for your company and your associates. We start by listening to you, what has worked and did not work for you.  Then we need to understand your employee’s needs and budgets.  We then look at your industry, the economy, your budget and then we will put together choices for you to decide what will work best for you.

  • HMO – Health Maintenance Organization; Health care management stressing preventive health care, early diagnosis and treatment.

  • PPO -  Preferred Provider Organization; Association of health care providers, such as doctors and hospitals, that agree to provide healthcare to members of a particular group at fees negotiated in advance