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Individual and Family Health Insurance
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Individual Health Insurance and Family Health Insurance

Logical Insurance Solutions USA, Inc. is dedicated to providing quality, affordable insurance. Whether it is Health Insurance, Life Insurance, Dental Insurance, Vision, Short Term Disability Insurance,  Long Term Care, Catastrophic Insurance Plans or Supplemental Insurance Plans, all or as few as one, we can help you. With the increase in medical costs the insurance industry is constantly changing and we are here to help educate you so that you may make the best informed decision.  Then we will shop the insurance companies for you to see which company will best suite your needs within your budget.   We are in business to help you with all of your Health Insurance & Life Insurance needs.

 

Health Insurance

Logical Insurance Solutions USA, Inc. is here to help you make the best informed decision with regards to your health insurance needs at the most affordable price possible. Health care is so important and there are so many critical questions that must be addressed to have the best insurance possible. For instance:

  • What physicians and hospitals can we go to?

  • Is there a network and what does that mean to us?

  • How does my prescription drug plan work?

  • How will a high deductible health plan effect our rates and benefits?

  • Terms like HSA’s, Catastrophic Plans, PPO’s: what are the differences and other advantages?

We are here to answer these questions and many more to make you an educated consumer.

 

HMO, PPO, HSA

Logical Insurance Solutions USA, Inc. is here to help educate you so that you may choose which health insurance plan is right for you. We start by listening to you, what are your needs, what has worked and did not work for you and your budget.  Then we will put together choices for you to decide what will work best for you from a variety of health insurance companies and plans based on your needs and budget.

  • PPO -  Preferred Provider Organization; Association of health care providers, such as doctors and hospitals, that agree to provide healthcare to members of a particular group at fees negotiated in advance.

  • HSA – Health Savings Account; might be added to a qualified high deductible health plan, as the savings grow they can be used toward the high deductible out of pocket cost.